Crispy, pillowy tater tots loaded with taco-seasoned beef and tangy lime crema just ruined nachos for us forever. And, we’re not even mad about it.

A sheet pan of loaded tater tots topped with ground beef, melted cheese, jalapeรฑos, pickled onions, pico de gallo, green onions, and drizzled with sour cream.

These Loaded Tater Tots, call them Totchos if you want to get technical, do everything nachos wish they could do. The tots stay crispy under all that melted sharp cheddar and seasoned beef. The toppings actually stick instead of sliding into a pile on your plate. That lime crema? Tangy, garlicky, and so much better than regular sour cream.

Pile on jalapeรฑos, pickled red onions, and pico de gallo, or really any of your favorite toppings. Bake it all on a sheet pan, so you’re not babysitting the stove during the game. Watch this appetizer disappear in under 10 minutes at your Super Bowl party while people hover around asking what’s in that crema.

The answer: four ingredients and two minutes of whisking. But they don’t need to know how easy this was.

Ingredients for a loaded totchos laid out on a counter, including ground beef, cheese, tater tots, jalapeรฑos, spices, sour cream, limes, and various toppings.

๐Ÿ”ช Ingredients for Loaded Totchos

Lime Crema

  • Sour cream: Full-fat gives you the best drizzle and flavor
  • Fresh lime juice: Use a fresh one if you can; bottled wonโ€™t hit the same
  • Garlic powder: Smooth garlic flavor without the bite of raw
  • Kosher salt
  • Water: Added a little at a time to control texture

Tater Tots

  • Frozen tater tots: Any brand works (but we all have favorites); crispness matters more than brand
  • Salt and black pepper

Seasoned Beef

  • Ground beef (80/20): Don’t go too lean, you want enough fat to stay juicy after simmering
  • Sweet onion, diced: Softens and melts into the meat
  • Chili powder: The backbone of the seasoning
  • Ground cumin & dried oregano: Adds warm savory depth
  • Garlic powder
  • Cornstarch: The magic thickener, so the sauce so the beef clings to the tots
  • Kosher salt & black pepper
  • Cayenne pepper: Optional heat
  • Water: This helps to wake up the cornstarch and spices as the meat simmers

Toppings

  • Sharp cheddar cheese, freshly grated: Melts smoother and tastes better than pre-shredded
  • Jalapeรฑo, thinly sliced
  • Pickled red onions: Acid to cut the richness, though chopped raw works well too if you don’t mind it
  • Pico de gallo, lightly drained
  • Green onions, sliced

Equipment

  • Rimmed baking sheet
  • Large skillet
  • Small mixing bowls
  • Whisk
  • Wooden spoon

๐Ÿ“ How to Make Loaded Tater Tots

1. Make the Lime Crema

  • Whisk the sour cream, lime juice, garlic powder, and salt in a small bowl. Add water one tablespoon at a time until the crema loosens into a pourable sauce that runs easily off a spoon instead of sitting thick. Refrigerate while you cook so the garlic and lime mellow together.

2. Bake the Tater Tots

  • Bake the tater tots according to package directions until deeply golden and very crisp. Season immediately with salt and pepper while hot. If the tots still look pale or feel soft when pressed, leave them in longer โ€” they need to hold up under toppings.

If you feel like grabbing the air fryer, it actually gives you the best possible tater tot texture. Itโ€™s not realistic for assembling nachos start to finish, but air frying the tots first makes them extra crisp and sturdy before piling everything on. If you have the space and the time, it only improves the final result.

3. Season and Simmer the Beef

  • Preheat the oven to 425ยฐF.
  • Mix the chili powder, cornstarch, salt, cumin, garlic powder, oregano, black pepper, and cayenne in a small bowl.
  • Brown the ground beef in a large skillet over medium-high heat, breaking it up as it cooks. Once the beef is about halfway browned, add the onion and keep cooking until the meat is fully cooked and the onion is soft and translucent. Drain off excess fat so the sauce doesnโ€™t turn greasy.
  • Sprinkle the spice mixture evenly over the beef and stir until everything is well coated. Pour in the water and simmer for about 5 minutes, stirring occasionally, until the mixture thickens and turns glossy. Youโ€™re looking for beef thatโ€™s saucy and cohesive, not dry and not swimming.

4. Assemble the Tots

  • Spread the crispy tots in an even layer on a baking sheet. Sprinkle about one-third of the cheese directly over the tots so it melts down into the gaps, then spoon the beef evenly across the top. Finish with the remaining cheese.

5. Melt and Finish

  • Bake for 5โ€“8 minutes, just until the cheese is fully melted and bubbling around the edges. When you scoop into the center, the cheese should pull slightly, and the tots underneath should still feel crisp, not steamed.
  • Remove from the oven and scatter the jalapeรฑo, pickled red onions, green onions, and pico de gallo over the top. Drizzle generously with the lime crema and serve immediately.
A wooden plate with loaded tater tots topped with ground beef, cheese, jalapeรฑos, pickled onions, sour cream, and lime wedges; a tray of the same dish and condiments are nearby.

๐Ÿ”„ Loaded Totchos Variations & Substitutions

  • No cornstarch? Use all-purpose flour; the sauce will be slightly looser.
  • Greek yogurt works in place of sour cream for the crema.
  • Red onion can replace sweet onion with a sharper bite.
  • Ground turkey works well; add a teaspoon of oil to help with browning.

๐Ÿ’ก Meat Nerd Tips

  • Make the crema first, so the garlic and lime have time to settle.
  • Bake the tots to a texture that’s harder than you think it should be. Soft tots will only collapse under toppings.
  • Mix the spices before adding them to the beef to prevent cornstarch clumps. Cornstarch binds fat and water, which is why the beef sticks to the tots instead of sliding off.
  • Drain the pico de gallo slightly to avoid soggy potatoes.
  • Grate your own cheese. Pre-shredded contains anti-caking agents that make it harder to melt properly.
  • If doubling the recipe, double the beef and double the tots. Don’t skimp on what people actually want.
Close-up of totchos topped with ground beef, melted cheese, sliced jalapeรฑos, diced tomatoes, pickled onions, green onions, and drizzled with sour cream.

๐Ÿฝ๏ธ How to Serve These Loaded Tater Tots

Serve straight from the pan while the cheese is melty and the tots are crisp. Set them out family-style with forks, or let people go in with their hands if thatโ€™s the vibe.

For a crowd, add extra lime wedges, hot sauce, or a second drizzle of crema on the side. Cold beer, margaritas, or anything fizzy pairs perfectly.

๐ŸงŠ Storage & Make Ahead

  • Lime crema keeps refrigerated for up to 5 days; stir before using.
  • The ground beef mixture keeps for up to 4 days in the fridge.
  • Assemble fresh for the best texture..

Have you tried this recipe? Do us a favor and rate the recipe card with the  โญ โญ โญ โญ โญ and drop a comment to help out the next reader.

Loaded Tater Tots Recipe With Lime Crema

Rate this Recipe!
Prep: 20 minutes
Cook: 45 minutes
Total: 1 hour 5 minutes
Servings: 6 servings
A sheet pan of loaded tater tots topped with ground beef, melted cheese, jalapeรฑos, pickled onions, pico de gallo, green onions, and drizzled with sour cream.
Forget boring nachos; these Loaded Tater Tots (we call them Totchos) are what your game day spread is missing. Crispy golden tots get piled high with seasoned beef, sharp cheddar, jalapeรฑos, pickled onions, and a tangy lime crema that'll make you forget chips ever existed. The tots stay crispier than tortilla chips, the seasoned beef is better than any taco kit, and that lime crema? It's the finishing touch that makes people ask for the recipe.

Recommended Equipment

  • Rimmed baking sheet
  • large skillet
  • Small mixing bowls
  • Whisk
  • Wooden spoon

Ingredients  

Lime Crema

  • ยฝ cup sour cream
  • 1 tablespoon fresh lime juice
  • ยฝ teaspoon garlic powder
  • ยผ teaspoon salt
  • 1-2 tablespoons water

Tater Tots

  • 32 oz bag frozen tater tots
  • Salt and pepper to taste

Seasoned Beef

  • 1 tablespoon chili powder
  • 2 teaspoons cornstarch
  • 1ยฝ teaspoons kosher salt
  • 1 teaspoon ground cumin
  • 1 teaspoon garlic powder
  • 1 teaspoon dried oregano
  • 1 teaspoon ground black pepper
  • ยผ teaspoon cayenne pepper
  • 1ยฝ pounds ground beef
  • ยฝ cup sweet onion diced
  • โ…” cup water

Toppings

  • 2 cups sharp cheddar cheese freshly grated
  • 1 jalapeรฑo thinly sliced
  • ยฝ cup pickled red onions
  • ยฝ cup pico de gallo
  • 2 green onions sliced

Instructions 

Make the Lime Crema

  • Whisk the sour cream, lime juice, garlic powder, and salt together in a small bowl.
  • Stir in the water one tablespoon at a time. Stop adding water when the mixture reaches a thin drizzling consistency.
    A bowl of lime crema white sauce with a whisk inside, next to a towel, chopped green onions, a jalapeรฑo, ground pepper, and a bowl of salt on a light surface.
  • Set aside in the fridge until ready to use.

Cook the Tater Tots

  • Cook the tater tots according to the directions on the package. Make sure they are very crispy and golden brown.
  • Season the hot tots immediately with the salt and pepper.

Cook the Ground Beef

  • Preheat oven to 425ยฐF.
  • Mix the chili powder, cornstarch, salt, cumin, garlic powder, oregano, black pepper, and cayenne pepper together in a small bowl.
    A bowl filled with a dry taco seasoning mixture and a fork, surrounded by a jalapeรฑo, a bowl of pepper, green onions, and a kitchen towel on a countertop.
  • Cook the ground beef in a large skillet over medium high heat.
  • Break the meat apart with a wooden spoon. Add the onion to the skillet once the beef is halfway browned.
  • Cook until the onion is soft and the beef is fully browned. Drain the excess fat from the pan.
  • Sprinkle the spice mixture over the cooked beef and onions.
    A skillet with cooked ground beef and chopped onions, topped with dry seasoning mix. Nearby are a towel, lime, jalapeรฑos, salt, and pepper.
  • Stir well to coat the meat with the dry spices.
  • Pour in the water. Simmer the mixture for about 5 minutes, until thickened.
    A skillet filled with cooked ground beef mixed with diced onions and spices, placed on a light countertop next to lime, jalapeรฑo, and small bowls of seasoning.

Assemble the Tatchos

  • Arrange the baked tots in a layer on a baking sheet.
  • Layer a โ…“ of the cheese over the tater tots. Spoon the beef and onion mixture evenly over the cheese.
    A baking sheet topped with tater tots, melted cheese, ground beef, and onions, arranged on a kitchen towel next to whole jalapeรฑos and a pepper shaker.
  • Top with the remaining cheddar cheese.
  • Bake for 5-8 minutes. Remove the pan when the cheese is completely melted and bubbling around the edges.
    Rectangular baking tray filled with tater tots topped with cooked ground beef and melted cheese, photographed from above on a light-colored surface.

Garnish and Serve

  • Scatter jalapeno, pickled red onions, and green onions over the melted cheese. Spoon the pico de gallo over the center.
  • Drizzle the prepared lime crema over the entire dish. Serve immediately.
    A baking sheet filled with loaded tater tots topped with ground beef, sliced jalapeรฑos, diced tomatoes, pickled onions, green onions, and drizzled with white sauce.

Notes

  • Crisp matters. Bake (or air fry) the tater tots until deeply golden and firm. Pale or soft tots will collapse once the beef and cheese go on.
  • Air fryer option: The air fryer gives the best tater tot texture. Itโ€™s not realistic for assembling nachos start to finish, but air frying the tots first makes them extra crisp and sturdy before topping and baking. If you have the space, it only improves the final dish.
  • Saucy, not soupy beef. The cornstarch thickens the seasoning so it clings to the meat. The beef should look glossy and cohesive before assembling โ€” not dry and not watery.
  • Drain the wet stuff. Lightly drain pico de gallo and pickled onions so they add freshness without sogginess.
  • Grate your own cheese. Pre-shredded cheese doesnโ€™t melt as smoothly and wonโ€™t give you the same pull when serving.
  • Serve immediately. These are at their best straight out of the oven while the cheese is molten and the tots stay crisp.

Nutrition

Serving: 1serving | Calories: 796kcal | Carbohydrates: 50g | Protein: 33g | Fat: 53g | Saturated Fat: 20g | Polyunsaturated Fat: 6g | Monounsaturated Fat: 19g | Trans Fat: 1g | Cholesterol: 129mg | Sodium: 1848mg | Potassium: 862mg | Fiber: 5g | Sugar: 5g | Vitamin A: 1100IU | Vitamin C: 18mg | Calcium: 353mg | Iron: 4mg
Course: Appetizer
Cuisine: American

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Sheet pan loaded tater tots topped with ground beef, melted cheese, jalapeรฑo slices, diced tomatoes, green onions, pickled onions, and drizzled with sour cream.

โ“ FAQs

Can I make loaded tater tots ahead of time?

You can prep the beef and crema ahead, but bake and assemble just before serving.

How do I keep tater tots from getting soggy?

Bake them until deeply crisp and drain wet toppings before adding.

Whatโ€™s the best beef to use?

80/20 ground beef gives the best balance of flavor and moisture.

Can I use an air fryer for the tater tots?

Yes. Air fry until very crisp, then assemble and melt the cheese in the oven for even heating.

How do I make them spicier?

Add more cayenne to the beef or finish with hot sauce before serving.

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About the Author

Kita Roberts is the meat maven and award-winning recipe developer behind Girl Carnivoreยฎ, with 15+ years of grilling, smoking, and cooking experience. Her recipes are tested on everything from backyard grills to professional smokers – and always built for real home cooks.
As the lead creative force behind Girl Carnivoreยฎ, she is widely recognized as an authority on all things meat.

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